Banking Compliance & Strategic Finance Services
Everything your business needs to stay bank-ready, compliant, and financially sound—without getting buried in paperwork.
Managing banking relationships and staying compliant takes time, precision, and the right knowledge. At Dhankraft Capital, we step in to take that load off your plate. From handling loan renewals and preparing CMA data to ensuring your regulatory filings are on track—we help you stay aligned with your bank’s expectations. Our team works closely with yours to avoid delays, stay audit-ready, and make smarter financing choices, so your business runs smoother and grows stronger.
Everything We Handle on the Banking & Finance Side
Here’s a full list of how we support you across banking, compliance, funding strategy, and internal reporting.
Banking Relationship Management
- Day-to-day coordination with working capital and term loan bankers
- Handling queries, documentation, and follow-ups with bank officials
- Facilitating seamless communication between client and bank teams
Renewal & Enhancement of Bank Facilities
- End-to-end management of working capital and term loan renewals
- Handling enhancement proposals, adhoc limits, and rollover requests
- Liaising with banks for timely processing and approvals
CMA Data Preparation & Financial Projections
- Preparation of Credit Monitoring Arrangement (CMA) reports
- Projected balance sheet, cash flow, profitability, and ratio analysis
- Customization as per specific bank formats and industry requirements
Optimization of Banking Facilities
- Review of existing bank limits and facility utilization
- Advising on fund vs. non-fund based mix (CC/OD/BG/LC etc.)
- Suggesting cost-effective financing and interest savings strategies
Financing Strategy Advisory
- Assessment of short-term and long-term funding options
- Structuring of loans, invoice discounting, factoring, and ECBs
- Support in documentation, negotiation, and drawdown
Stock Statement & Drawing Power (DP) Management
- Monthly preparation and submission of stock and book debt statements
- Ensuring accuracy and alignment with DP calculations
- Monitoring trends to prevent DP shortfalls and compliance issues
Stock Audit Coordination
- Liaison with bank-appointed auditors during stock audits
- Preparation of reconciliations, data packs, and physical verifications
- Resolving audit observations and providing clarifications
Documentation & Covenant Compliance
- Review of sanction letters, facility agreements, and security documents
- Ensuring timely filing of ROC charges and legal documentation
- Compliance monitoring for financial and non-financial covenants
Credit Monitoring & MIS Reporting
- Periodic monitoring of fund utilization and banking ratios
- Preparation of banker MIS and compliance reports
- Assistance with quarterly/annual reviews and renewal checklists
Regulatory Support (RBI/FEMA)
- Advisory on FEMA and RBI guidelines relevant to borrowings
- Assistance in reporting ECB, FCGPR, and related filings
- Guidance on compliance with borrower-side obligations
Retainer-Based Advisory Services
- On-call financial and banking advisory on ongoing basis
- Strategic guidance for funding, growth, and restructuring decisions
- Regular updates on banking compliance and market practices
Finance Team Enablement
- Internal SOPs for banking interaction and reporting
- Training on CMA, covenant tracking, stock submission, etc.
- Documentation checklists and templates for smooth operations
Objectives
- Maintain strong, consistent communication with banks and financial institutions
- Keep all financing facilities well-documented, compliant, and up to date
- Support smarter borrowing decisions through planning and analysis
- Reduce errors and delays in reporting, audits, and regulatory filings
- Equip internal teams with tools and processes to manage banking tasks confidently